A diversified portfolio of predominantly defensive assets, such as cash, gold and income producing securities, along with assets such as Australian shares, property and international securities.
To provide exposure to an actively managed portfolio of defensive assets with the potential for some capital growth over the investment timeframe, whilst abiding by ethical investment principles. The strategy aims to deliver significantly lower volatility than the Australian share market.
To outperform the average annual rate of Australia’s Consumer Price Index (CPI) by at least 3% p.a. over the minimum investment timeframe.
Suggested Minimum Investment Timeframe
|Range and indicative allocation of Growth/Defensive assets||Asset Class||Asset Class Range||Indicative Allocation|
|Defensive||30 to 70%||50%|
|Growth||30 to 70%||50%|
|Range of indicative allocation of each asset class||Investment||Range||Indicative Allocation|
|Australian Equities||0 to 35%||20%|
|Property & Infrastructure||0 to 30%||10%|
|International Equities||0 to 35%||20%|
|Defensive Property (listed)||0 to 30%||15%|
|Gold & Commodities||10 to 50%||30%|
|Cash||0 to 25%||5%|
|Authorised Investments||Exchange Traded Funds (ETFs); Managed Investment Schemes; Australian Real Estate Investment Trusts (A-‐REITs) and Property Related Securities; Australian Shares; Initial Public Offerings (IPOs); Cash.|
|Indicative number of holdings||25 to 60|
|Risk Profile||Low to Medium (Risk Band 4)|